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	<title>Best Jobs For The Future &#187; unemployment</title>
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		<title>Reinventing Your Career: Job Search Expert Joe Turner Transforms Unemployment into Opportunity</title>
		<link>http://www.bestjobsplace.com/job-search-2/reinventing-your-career-job-search-expert-joe-turner-transforms-unemployment-into-opportunity.php</link>
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		<pubDate>Thu, 04 Nov 2010 07:07:56 +0000</pubDate>
		<dc:creator>jobs</dc:creator>
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		<description><![CDATA[Reinventing Your Career: Job Search Expert Joe Turner Transforms Unemployment into Opportunity Reinventing Your Career: Job Search Expert Joe Turner Transforms Unemployment into Opportunity By Bobbi Miller-Moro You may be one of millions of unemployed, or perhaps you’re experiencing the impact of unemployment in your family. The U.S. has witnessed surges of creativity and entrepreneurial [...]<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/job-search-2/reinventing-your-career-job-search-expert-joe-turner-transforms-unemployment-into-opportunity.php">Reinventing Your Career: Job Search Expert Joe Turner Transforms Unemployment into Opportunity</a></p>
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			<content:encoded><![CDATA[<p><strong>Reinventing Your Career: Job Search Expert Joe Turner Transforms Unemployment into Opportunity</strong></p>
<p><strong>Reinventing Your Career: Job Search Expert</strong> <strong>Joe Turner Transforms Unemployment into Opportunity</strong></p>
<p><strong>By Bobbi Miller-Moro</strong></p>
</p>
<p>You may be one of millions of unemployed, or perhaps you’re experiencing the impact of unemployment in your family. The U.S. has witnessed surges of creativity and entrepreneurial spirit, yet we’re still not out of the woods.</p>
<p>The unemployment rate rose from 9.8 to 10.2 percent in October. The largest job losses were in construction, manufacturing, and retail trade. The unemployment rate rose to 10.2%, the highest rate since April 1983. </p>
<p>Old methods of job search, job interviewing and resume building have to be updated to reflect our new employment landscape. New strategies and innovative packaging of one&#8217;s self to a potential employer are more critical than ever before.</p>
<p>Viewing yourself from the perspective of a potential hiring manager, consider that employers took 2,127 mass layoff actions in October 2009 resulting in the separation of 217,182 workers, each action involving at least 50 jobs per employer. (U.S. Bureau of Labor Statistics)</p>
<p>These are the hard, cold facts.</p>
<p>Years ago, former recruiter, Joe Turner, had to personally jumpstart his own stalled career by developing and implementing innovative marketing techniques that ultimately launched bestselling books <strong>Paycheck 911, JobSearch Secrets Unlocked </strong>and the <strong>Job Search Guy&#8217;s Interview Prep Workbook</strong>. Turner draws from 15 years’ experience as a recruiter. He has witnessed both what has and absolutely hasn’t worked over the last decade in the employment arena. His hard earned experience has earned him the moniker, the “Job Search Guy&#8221;.</p>
<p><strong></strong></p>
<p><strong>&#8220;</strong>Until this latest deep recession ends, job seekers today will remain unemployed and unsuccessful unless they change their strategies.&#8221;</p>
<p>-Joe Turner</p>
<p>Due to his unparalleled success as the ultimate resource for reinventing a successful job search strategy, Turner is redefining how to create and market your selling power to a potential employer. He offers 8 crucial obstacles to overcome to win a job offer. Joe, a Baby Boomer himself, mentors the Baby Boomer generation, a population of 78.2 million workers as of July 1, 2005. Turner and his partner, Sue Swenson, also a Baby Boomer, offer cutting edge strategies to win a job at any age. I reached out to Joe Turner to find out exactly how this all works.</p>
<p>Here is what Joe had to say.</p>
<p><strong>Bobbi: In writing your book </strong><strong>Paycheck 911, Don&#8217;t Panic&#8230;Power Your Job Search,</strong><strong> what kind of person do you believe can benefit from reading it?</strong></p>
<p>Joe: Anyone who is currently looking for a job in this confusing, hypercompetitive job market.</p>
<p><strong>Bobbi: What does it take to transition from 15 years as a recruiter to becom</strong><strong>e</strong><strong> the source </strong><strong>for</strong><strong> educating people in finding jobs?</strong></p>
<p>Joe: My talents evolved from 15 years spent as a recruiter who marketed candidates for highly desirable positions, plus counseling of candidates on how to best sell themselves with their resume and in their interviews, to win those jobs.</p>
<p><strong></strong></p>
<p><strong>Bobbi: Who is Joe Turner?</strong></p>
<p>Joe: Joe Turner is not only a former recruiter, but also a one-time failed job seeker who had to jumpstart his own stalled career by developing and implementing innovative, effective marketing techniques to win a new job during a prolonged recession at that time.</p>
<p><strong>Bobbi: What will the future of job search look like ten years from now as a result of your contribution?</strong></p>
<p>Joe: Job hunters will understand that they must be proactive in their search, that is, they cannot depend exclusively on passive job search that solely involves applying for jobs online. They will understand the necessity of being resourceful and creative in their approach to job search including understanding the need to market themselves like a product from the beginning through post job offer.</p>
<p><strong>Bobbi: How is Joe Turner the answer to finding the job someone wants?</strong></p>
<p>Joe: Job search has changed dramatically since the economic collapse of late 2008. </p>
<p>Jobs will be scarce and unemployment will most likely remain high (10%) through 2010. Outdated methods of attracting interest and winning a job</p>
<p>will no longer work. Winning a good job in this economy will take a</p>
<p>combination of skills, resources and marketing strategies that were rarely required until recently. Until this latest deep recession ends, job seekers today will remain unemployed and unsuccessful unless they change their strategies.</p>
<p><strong>Bobbi: What part of the service is it that Job Search Guy is masterful at?</strong></p>
<p>Joe: Building effective resumes that produce phone calls from employers, consulting on how to find the hidden jobs that are not advertised, and consulting on adapting winning interview techniques and strategies.</p>
<p><strong>Bobbi: How does Job Search Guy save me from committing Job Search</strong></p>
<p><strong>Suicide?</strong></p>
<p>Joe: There are 8 major obstacles job seekers face that work against them</p>
<p>to destroy their chances of getting an interview in today&#8217;s competitive market. Go to http://JobSearchGuy.com to receive my exclusive Job Search Suicide Report to discover all 8 obstacles and how to overcome them.</p>
<p><strong>Bobbi: When does the customer get to see results after paying for the service?</strong></p>
<p>Joe: The customer will start to benefit from the Job Search Guy’s services as soon as the individual begins to implement them. It obviously takes time for someone to activate the strategies and tactics suggested by the Job Search Guy, but some customers experience powerful results not long after they implement some changes to their overall job search strategy. I have scores of testimonials attesting to this fact.</p>
<p><strong>Bobbi: What inspired you to make such a huge contribution to people over 50 years of age?</strong></p>
<p>Joe: I wanted to give back to this special subset of job hunters in particular because I am a Boomer myself. I understand the added trauma and discrimination that this group experiences. It is my intention to deliver a number of resources and tips that are available to them, especially in this challenging job market.</p>
<p><strong>Bobbi: Where are your services different from your competitors?</strong></p>
<p>Joe: I don&#8217;t just talk the talk, I walk the walk. As a job search consultant and resume writing expert, I offer a whole system of winning strategies that have evolved from my unique perspective as a recruiter, marketer and former job hunter. These separate strengths and skill sets combine synergistically to assist frustrated job hunters to win a job in this tough economy.</p>
<p><strong>Bobbi: What are the secrets to being successful in our career</strong></p>
<p><strong>life?</strong></p>
<p>Joe: Time was when we could work in one career, often in one</p>
</p>
<p>company, for most of our lives. Those days are gone. According to a number of government and career resources, the average employee will most likely change careers at least three times during their work lives. It is imperative to update your industry and job skills and to be cognizant of changing conditions that can affect your employment, especially in the areas of new technology and government regulations. It is most important to be highly adaptable in this ever changing job market. Think beyond transferable skills. Think of yourself as a mini profit and loss center. How can you benefit a potential employer regardless of what industry a job might be in? You are more than a job title, transferable skills or a profession. You are a problem solver.</p>
<p><strong>Bobbi: What makes the real difference in finding a job?</strong></p>
<p>Joe: Marketing, marketing, marketing. Don&#8217;t sit back and wait for jobs to come to you. Look for new ways to put yourself in front of potential hiring managers or those who are currently in your targeted industry. Also, have an effective answer to their most important question, &#8220;What&#8217;s in it for me?&#8221;</p>
<p><strong>Bobbi: If you were to give one piece of advice to a million</strong></p>
<p><strong>people who</strong><strong> were out of work, what would it be?</strong></p>
</p>
<p>Joe: Make yourself memorable with a personal brand statement. This is similar to an &#8220;elevator pitch&#8221;. This one statement, if written well, can get your resume read and generate interest from a potential hiring manager by sparking their desire to want to know more about you.</p>
<p><strong>Bobbi: How easy is it to follow your books?</strong></p>
<p>Joe: I&#8217;ve been out of work. I know what it&#8217;s like. Therefore, all of my books, including <strong>Paycheck 911, Job Search Secrets Unlocked </strong>and the <strong>Job Search Guy&#8217;s Interview Prep Workbook </strong>are written in a logical, step-by-step format in easy to understand language that the reader can apply as easily as possible.</p>
<p><strong>Bobbi: What is possible for someone looking for work in these times?</strong></p>
<p>Joe: Understand that your period of unemployment may stretch out much longer than during past periods of unemployment. Develop a multi-tiered approach to your job search including both an online and offline presence. Stay persistent and upbeat and consider every encounter with a stranger as a potential opportunity to network.</p>
<p><strong>Bobbi: Why is your program the solution for those looking for jobs?</strong></p>
<p>Joe: My &#8220;program&#8221; combines &#8220;high tech&#8221; with &#8220;high touch&#8221;. You&#8217;ll discover elements from the most successful direct marketing approaches applied to the technology of today.</p>
<p>This includes the advantages of the Internet and social networking sites. While some like to promote the latest search website or Internet tool, remember that job search may incorporate high tech, but the bottom line results come from paying particular attention to the high-touch aspects. You still need to have a conversation with a hiring authority before you win that job.</p>
<p><strong>Bobbi: How will their investment in your product return a long-term profit?</strong></p>
<p>Joe: Buying my books or consulting time alone will not win a job. Applying the techniques and strategies I discuss is what WILL make the difference to produce the payoff of a good job for those who persist and employ the necessary action plan.</p>
<p><strong>Bobbi: How invested are you in the future of people you don&#8217;t know?</strong></p>
<p>Joe: My business depends upon my reputation. If my product or services don&#8217;t provide measurable improvement in the lives of others, my business will fail, it&#8217;s that simple.</p>
<p><strong>Bobbi: How important is a proper resume?</strong></p>
<p>Joe: Your resume is the single most important marketing tool of your job search. Yet today, a resume has to accomplish more in less time. First, it has to get discovered, which is no easy feat considering numerous posted positions attract as many as 8500 resumes. Second, a resume has to get read. Today it&#8217;s fortunate if a resume gets 20 seconds of actual eyeball time before the reader makes the yes or no decision. Without an effective resume that gets found and sells you within 20 seconds, your resume will end up like most &#8211; passed over or lost in the shuffle.</p>
<p><strong>Bobbi: Why did you choose to make a difference in people&#8217;s lives?</strong></p>
<p>Joe: Job search is probably the toughest job you&#8217;ll ever have. It sure was for me. I spent 15 years working with candidates to help them win some of the best jobs of their careers. I know how it feels to be a part of that success. I also know the feeling of being out of work with no prospects when the bills need to be paid. That&#8217;s a frightening feeling. If I can help even a small percentage of job hunters win a good job, I know that I&#8217;ve accomplished something.</p>
<p><strong>Bobbi: What role does your business partner play in the vision of the future?</strong></p>
<p>Joe: My business partner, Sue Swenson, also a former recruiter, will continue to write books and articles with me that emphasize the anticipation of changes to the job market. She will encourage creative and resourceful adaptation and responses to the new job search landscape that reward those who hold a vision for themselves and can rise above the perceived limitations of the marketplace.</p>
<p>&#8212;-</p>
<p>Where you can reach Joe Turner:</p>
<p>Official Site: http://www.jobsearchguy.com/</p>
<p>Blog: http://thejobsearchguy.wordpress.com/</p>
<p>Powered by http://IndieMarketingGenius.com </p>
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<p><br/>Article from <a target="_blank" href="http://www.articlesbase.com/personal-finance-articles/reinventing-your-career-job-search-expert-joe-turner-transforms-unemployment-into-opportunity-1584793.html">articlesbase.com</a></div>
<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/job-search-2/reinventing-your-career-job-search-expert-joe-turner-transforms-unemployment-into-opportunity.php">Reinventing Your Career: Job Search Expert Joe Turner Transforms Unemployment into Opportunity</a></p>
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		<title>Unemployment of Chinese graduates</title>
		<link>http://www.bestjobsplace.com/careers/unemployment-of-chinese-graduates.php</link>
		<comments>http://www.bestjobsplace.com/careers/unemployment-of-chinese-graduates.php#comments</comments>
		<pubDate>Tue, 04 Aug 2009 01:17:01 +0000</pubDate>
		<dc:creator>jobs</dc:creator>
				<category><![CDATA[Careers]]></category>
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		<description><![CDATA[It&#8217;s a crunch time for graduating seniors entering the workforce. It’s a tough time for graduates to find a fitful job nowadays. The tough economy has worsened some students concerning for their career plans. Someone said that &#8220;It&#8217;s scary for the simple fact you don&#8217;t know how many openings a place may have or if [...]<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/unemployment-of-chinese-graduates.php">Unemployment of Chinese graduates</a></p>
]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s a crunch time for graduating seniors entering the workforce. It’s a tough time for graduates to find a fitful job nowadays.<br /> The tough economy has worsened some students concerning for their career plans. Someone said that &#8220;It&#8217;s scary for the simple fact you don&#8217;t know how many openings a place may have or if you&#8217;re going to be everything that that company needs&#8221;.<br /> The employment rate for graduates last year was less than 70% and the rising number seeking jobs is challenging the Chinese government at a time when the current economic crisis will surely exacerbate the problem. This issue is much wore this year. Employment in China has plummeted. Fewer positions are available for graduates and graduate employment will be limited in this year and for the next few years. Although many companies cannot find qualified employees working in specific technical fields, many Chinese graduates have majored in accounting, Chinese language and literature, law and computer science, whereas jobs in these fields are limited. It is likely close to 2 million graduates will be hideously unemployment- many of whom are postgraduates, even doctoral graduates.<br /> Several factors are responsible for the dire situation facing graduates and the massive expansion of enrolments since 1999 is one issue. In 1999, the government stimulated domestic demand by increasing higher education enrolments to answer negative influence by the Asian financial crisis that began in 1997. Now the graduates with great amount of education investment become the poor victim of the increasing education enrolments.<br /> The modernization of China&#8217;s economy and the opening of its markets have brought wealth, but at the cost of unemployment for many. Because of the rat race in such a society with stagnant economic, some students only with senior middle school diploma have to be a young work in factories in order to be one of the technically skilled workers. They think that they’d better earn money early than to be a would-be unemployment man with high diploma or experienced major skills. People take their jobs more seriously and are very loyal to their employers in such a competitive society with strong impact by this financial crisis.<br /> Fewer positions are available for graduates and graduate employment will be limited in this year and for the next few years. What it will going on about the job issue of Chinese graduates? <br /> Unemployed workers seem to be staying with friends in local apartments. Unemployed graduates find jobs such as workers in factories and salesmen, or they even polish shoes for others like so illiterate one. “I just want a job — no demands on salary” What a helpless claim! A report said that a girl in job fair kneel to one of the recruiter in Guangdong. Graduates choose suicide as their ending for life is not a new news now. What a cruel fact for our graduates!<br /> Measures such as expanding postgraduate enrolments cannot solve the problem of graduate unemployment as it can only offer some relief or postpone the current employment pressure. Indeed, in recent years, employment of master degree graduates has become problematic. How it will go on if unemployed graduates become graduate student three years later?</p>
<p>      <span style="italic;">
<p>Alice from <a rel="nofollow" target="_blank" href="http://www.uggdaily.co.uk/women_sheepskin_boots_UK.html">women&#8217;s sheepskin boots uk</a> provides finest <a rel="nofollow" target="_blank" href="http://www.uggdaily.co.uk/cheap_sheepskin_boots_UK.html">cheap sheepskin boots uk</a> with lowest price.</p>
</p>
<p>Article Source:<a target="_blank" href="http://www.articlesbase.com/careers-articles/unemployment-of-chinese-graduates-1093805.html" title="Unemployment of Chinese graduates">http://www.articlesbase.com/careers-articles/unemployment-of-chinese-graduates-1093805.html</a><br />
         </span></p>
<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/unemployment-of-chinese-graduates.php">Unemployment of Chinese graduates</a></p>
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		<title>If you&#8217;re unemployed, get a business card</title>
		<link>http://www.bestjobsplace.com/careers/if-youre-unemployed-get-a-business-card.php</link>
		<comments>http://www.bestjobsplace.com/careers/if-youre-unemployed-get-a-business-card.php#comments</comments>
		<pubDate>Tue, 28 Jul 2009 10:05:42 +0000</pubDate>
		<dc:creator>jobs</dc:creator>
				<category><![CDATA[Careers]]></category>
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		<description><![CDATA[For some reason a lot of people fail to act on an obvious fact:  A business card (or personal calling card) is just as important as a resume.  Why do I say this?  Because if you are doing real business or hoping to connect with people in a meaningful way, you need to connect with [...]<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/if-youre-unemployed-get-a-business-card.php">If you&#8217;re unemployed, get a business card</a></p>
]]></description>
			<content:encoded><![CDATA[<p>For some reason a lot of people fail to act on an obvious fact:  A business card (or personal calling card) is just as important as a resume.  Why do I say this?  Because if you are doing real business or hoping to connect with people in a meaningful way, you need to connect with them in the real world.  A business card helps you do that.</p>
<p>Here are three big reasons for you to get a card if you don&#8217;t have one:</p>
<ul>
<li> You want people to call you or at least e-mail you.  How are they going to do that if you don&#8217;t have a card handy? </li>
<li> A business card tells your prospect or potential employer who you are and what you do.  If they need what you have, and your card is handy in their wallet, who do you think they&#8217;re going to call?  They&#8217;re going to call you before they start Googling.  People appreciate the personal touch believe it or not.</li>
<li>Having your card ready to go gives you a boost of confidence.  It makes you feel like a professional, even if you&#8217;re not working.</li>
</ul>
<p>Three basic design principles:</p>
<ul>
<li>Put your contact information on the card, not all of it, just where you want to be contacted. If you do not want new contacts to call your cell phone, leave that information out.  Less is actually more.  I put only my website, city, and business telephone on my card.  If they want to e-mail me, they can do it through the contact form on my website, and I tell that to everyone I meet.  The last thing I want is more cell phone calls or to be put on more spam lists.</li>
<li> State exactly what you do on your card.  If you design websites, say so.  Do not leave anything to chance.  Be direct.  You can give yourself a fun title, but make sure the prospect knows exactly what you do.  Never assume that they&#8217;ll figure it out.</li>
<li> Your card is a piece of you.  Do not do it yourself.  For under $30, you can get a thousand professionally offset-printed cards on nice paper with your own logo.  You can design these right on the internet in minutes.  A few days later, you will have your cards.</li>
</ul>
<p>When you get your cards, get out there and talk to a lot of people, and hand a card to everyone you talk to.  You&#8217;ll get better results than you might imagine!</p>
<p>      <span style="italic;">
<p>Chuck Lin helps unemployed people survive.  Check out <a rel="nofollow" target="_blank" href="http://www.surviveunemployment.com">Survive Unemployment!</a></p>
<p>And here is a related article about <a rel="nofollow" target="_blank" href="http://ezinearticles.com/?Tips-on-Effective-Business-Card-Design&amp;id=2496702">business cards</a>.</p>
<p>Article Source:<a target="_blank" href="http://www.articlesbase.com/careers-articles/if-youre-unemployed-get-a-business-card-1073575.html" title="If you're unemployed, get a business card">http://www.articlesbase.com/careers-articles/if-youre-unemployed-get-a-business-card-1073575.html</a><br />
         </span></p>
<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/if-youre-unemployed-get-a-business-card.php">If you&#8217;re unemployed, get a business card</a></p>
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		<title>Unemployment Survival: Cutting Costs</title>
		<link>http://www.bestjobsplace.com/careers/unemployment-survival-cutting-costs.php</link>
		<comments>http://www.bestjobsplace.com/careers/unemployment-survival-cutting-costs.php#comments</comments>
		<pubDate>Tue, 21 Jul 2009 20:13:45 +0000</pubDate>
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		<description><![CDATA[Unemployment Survival: Cutting Costs With our economy in recession, more people will be losing their jobs, and could be finding themselves without one for an extended period. When that happens it&#8217;s not good enough to just cut back spending a little and use credit cards to make ends meet until the economy recovers. Getting by [...]<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/unemployment-survival-cutting-costs.php">Unemployment Survival: Cutting Costs</a></p>
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			<content:encoded><![CDATA[<p><a rel="nofollow" target="_blank" href="http://www.fileforunemployment.net/">Unemployment</a> Survival: Cutting Costs</p>
<p>With our economy in recession, more people will be losing their jobs, and could be finding themselves without one for an extended period. When that happens it&#8217;s not good enough to just cut back spending a little and use credit cards to make ends meet until the economy recovers. Getting by without a job is possible, even for an extended period, but it requires taking drastic measures to cut spending, and it requires taking them early, while you&#8217;ve still got some cash on hand.</p>
<p><strong>Cutting fixed expenses</strong></p>
<p>Most of the fixed costs for a household are tied up with housing. There&#8217;s the rent or mortgage, there&#8217;s the utilities, and there&#8217;s the insurance. If you own a house free and clear with no mortgage (or if the payments are very low), then it may make sense to stay there (even though just utilities and insurance can add up to as much as the cost of a cheap apartment). If you&#8217;re renting or have a mortgage, you need to look seriously at moving to the lowest-cost housing you can find&#8211;and start looking the instant you begin to suspect that this period of unemployment will not be the sort of brief sojourn that people can generally expect during good economic times.</p>
<p>The most obvious thing to do is to move in with relatives. Many people view this as the sort of ignominious defeat that&#8217;s little better than ending up living in their car, but it&#8217;s a step that can turn a catastrophe into just a bump in the road if you do it early enough. If you wait until your savings are exhausted and you&#8217;ve run up a bunch of credit card debt, you can put yourself into a hole that you may not be able to get out of anytime soon. Just tell yourself that you&#8217;re not moving in with relatives forever, just until the economy improves enough that you can find steady work again. And really, isn’t this what family is for – to support us and always be there for us in our time of need no matter what? Of course it is.</p>
<p>If you don&#8217;t have relatives (or they won&#8217;t take you in), other sorts of house-sharing arrangements are possible, such as splitting costs with a roommate or renting a room in someone else&#8217;s house. The other really large expense for a lot of people is transportation. Owning a car costs thousands of dollars a year&#8211;and only about half the expense is the purchase price and financing; the rest is just fuel, maintenance, taxes, and so on. If your car is paid off, it may make sense to keep it; it would put some opportunities to earn money within reach that wouldn&#8217;t be if you had to rely on public transport or a bicycle or walking. But owing money on a car is just about untenable for someone without a job.</p>
<p>Those are the big ones. If you can reduce your cost of housing enough (and you don&#8217;t have other debt that you have to make payments on), you can cover your other living expenses at some level, even with a very low income, at least temporarily.</p>
<p><strong>Enjoy it</strong></p>
<p>Is there any overlap between living in poverty and living large? Personally, I think there is. Being forced by hard economic times to eke out a meager existence &#8211; that&#8217;s not exactly living large. But choosing to eke out a meager existence, because it&#8217;s the best way to live according to your own values? That&#8217;s living about as large as you possibly can. Most people never think about what they most want to do with their lives. They find something that they&#8217;re okay at that pays enough money to support them, and then let a rising income drive a rising standard of living with no real thought even to the possibility that there might be alternatives. In hard times, though, the alternatives may be all you&#8217;ve got. Fortunately, there&#8217;s a good chance that one of those alternatives is actually a better choice than whatever you ended up doing.</p>
<p>You can get by without a job if you cut your spending enough. And if you do that, you open up a universe of possibilities that most people don&#8217;t even know is out there. Take advantage of the opportunity to explore those previously uncontemplated choices. If you don&#8217;t like what you find, you can go back to working a regular job just as soon as you find one. Maybe, though, you&#8217;ll find the alternatives alluring.</p>
<p>And if you&#8217;re unemployed and haven&#8217;t already done so, by all means &#8211; <a rel="nofollow" target="_blank" href="http://www.fileforunemployment.net/">file for unemployment</a>.</p>
<p>      <span style="italic;">
<p>John Chase works in the finance field, and writes about topics such as debt settlement &amp; debt consolidation, home loan modificiaton, credit repair and unemployment issues.</p>
<p>Article Source:<a target="_blank" href="http://www.articlesbase.com/careers-articles/unemployment-survival-cutting-costs-1057287.html" title="Cutting Costs">http://www.articlesbase.com/careers-articles/unemployment-survival-cutting-costs-1057287.html</a><br />
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<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/unemployment-survival-cutting-costs.php">Unemployment Survival: Cutting Costs</a></p>
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		<title>Learn How to Handle Losing Your Job</title>
		<link>http://www.bestjobsplace.com/careers/learn-how-to-handle-losing-your-job.php</link>
		<comments>http://www.bestjobsplace.com/careers/learn-how-to-handle-losing-your-job.php#comments</comments>
		<pubDate>Mon, 20 Jul 2009 09:53:09 +0000</pubDate>
		<dc:creator>jobs</dc:creator>
				<category><![CDATA[Careers]]></category>
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		<description><![CDATA[You can not open the newspaper or watch a news broadcast without being aware of how many Americans are losing their jobs. As devastating as this can be how you handle it is very important for both your financial security and peace of mind. If you follow some of the steps below hopefully we can [...]<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/learn-how-to-handle-losing-your-job.php">Learn How to Handle Losing Your Job</a></p>
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			<content:encoded><![CDATA[<p>You can not open the newspaper or watch a news broadcast without being aware of how many Americans are losing their jobs. As devastating as this can be how you handle it is very important for both your financial security and peace of mind. If you follow some of the steps below hopefully we can make a very difficult time a little easier.</p>
<p>How to: <a rel="nofollow" target="_blank" href="http://www.findanotherjob.com/">Handle Job Loss</a></p>
<p>First, make sure you collect all of the wages that are owed to you by your former employer. Not just your salary, but any vacation and sick pay owed to you should be collected. If you were promised a bonus or are owed commissions make sure you collect those also. Don&#8217;t let the employer intimidate you.</p>
<p>Advice about: <a rel="nofollow" target="_blank" href="http://www.findanotherjob.com/">Landing Perfect Job</a></p>
<p>Second, check into your health insurance to see how you can take advantage of COBRA. It is now more important than ever to make sure you have coverage in case of an emergency. Going to the doctor or the hospital without insurance, could cost you all of your savings.</p>
<p>Next, check with your states unemployment to see if you are eligible. If you are fill out the forms as soon as possible so you can receive your first check quickly. The basic amount of time for unemployment is 26 weeks. But now with the high rate of unemployment extensions are being given. Make sure you check all of your options.</p>
<p>In addition, don&#8217;t be embarrassed many people are losing their jobs today through no fault of their own. Tell people, talk about it. Don&#8217;t isolate yourself. You never know when you are talking to someone they may know of a position for you.</p>
<p>Lastly, take this opportunity to evaluate what you want to do with the rest of your life. This a perfect time to consider starting your own business. Many folks are looking to online home businesses. Even if at first it is only part time it can grow into a full time profitable endeavor. Most important, don&#8217;t get down on yourself, keep a positive attitude and think of this whole experience as a new beginning.</p>
<p>      <span style="italic;">
<p>Bryan Burbank is an expert in the field of Career. For more information go to: <a><a rel="nofollow" target="_blank" href="http://www.findanotherjob.com">http://www.findanotherjob.com</a></a></p>
<p>Article Source:<a target="_blank" href="http://www.articlesbase.com/careers-articles/learn-how-to-handle-losing-your-job-1051556.html" title="Learn How to Handle Losing Your Job">http://www.articlesbase.com/careers-articles/learn-how-to-handle-losing-your-job-1051556.html</a><br />
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<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/learn-how-to-handle-losing-your-job.php">Learn How to Handle Losing Your Job</a></p>
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		<title>Unemployment: How To Survive</title>
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		<comments>http://www.bestjobsplace.com/careers/unemployment-how-to-survive.php#comments</comments>
		<pubDate>Fri, 10 Jul 2009 02:03:00 +0000</pubDate>
		<dc:creator>jobs</dc:creator>
				<category><![CDATA[Careers]]></category>
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		<description><![CDATA[The effects of a job layoff can be major and life-changing. And if you own a home and find yourself struggling to make your mortgage payments, you may even wonder if there&#8217;s a point at which you&#8217;d just mail your house keys to the bank. If you haven&#8217;t already done so &#8211; file for unemployment. [...]<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/unemployment-how-to-survive.php">Unemployment: How To Survive</a></p>
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			<content:encoded><![CDATA[<p>The effects of a job layoff can be major and life-changing. And if you own a home and find yourself struggling to make your mortgage payments, you may even wonder if there&#8217;s a point at which you&#8217;d just mail your house keys to the bank. If you haven&#8217;t already done so &#8211; <a rel="nofollow" target="_blank" href="http://www.fileforunemployment.net/">file for unemployment</a>.</p>
<p><strong>Is it ever a good idea to &#8220;walk away&#8221; from a mortgage?</p>
<p></strong>For all too many Americans this isn&#8217;t even a question &#8211; they simply can&#8217;t come up with their payment this month. But others face a complex tradeoff. Perhaps you can squeak out the monthly payment but have to turn down a better job in another town because your mortgage is too far underwater for you to sell your home. Maybe you&#8217;re so far away from ever breaking even on the house that you just can&#8217;t stand to keep throwing money at it. Some people will find walking makes sense.</p>
<p>Here are the purely economic costs you&#8217;ll have to weigh. First, there&#8217;s your credit score. If you have a good score, it most likely will drop more than 100 points, according to credit scorer FICO, and the mark stays on your report for seven years. You&#8217;ll be hard-pressed to buy again anytime soon. And you should remember that potential employers and landlords may see your credit record, although some of the stigma of losing a house may be wearing off now that we&#8217;re Foreclosure Nation.</p>
<p>Taxes. In the past, if a lender forgave a mortgage, you typically had to pay tax on that amount. A new law offers relief from most of those federal taxes. But it&#8217;s only for a primary residence, and if you borrowed against the house for anything besides home improvement, you&#8217;ll still owe tax on that part. Also, depending on your state&#8217;s law and your type of mortgage, your lender may be able to go after you for the money. It is uncommon, but as the recession drags on, banks may get tougher. Consult an attorney and tax professional before making a decision.</p>
<p>And check the rental market in your area. You may not save as much as you&#8217;d think, especially after figuring in taxes and the burden of poor credit.</p>
<p><strong>I don&#8217;t have much of an emergency fund if I lose my job. What do I do now?</p>
<p></strong>You need backup cash like never before. It&#8217;s taking people longer to find work &#8211; a middle-aged worker now can expect an average of six months to rebound from a layoff. And if you have a very senior position it could take longer. So ideally you should have a year&#8217;s worth of expenses saved. You also want to take a hard look at your 401(k) and IRA investments. Tapping retirement accounts for living expenses should be your very last resort, but if you have little or no other savings, you might want to consider these as emergency sources of cash.</p>
<p>      <span style="italic;">
<p>John is a DJ and radio producer by trade who has performed in the U.S., Russia, Germany, Turkey, Macedonia, Serbia, Kosovo and India. Through a strange twist of fate he found himself working in the debt consolidation and debt settlement field in Chicago.  John has  a great interest in charity work as well.</p>
<p>His other interests include fitness, science &amp; technology, modern medicine, politics, world events and pop culture.</p>
<p>Article Source:<a target="_blank" href="http://www.articlesbase.com/careers-articles/unemployment-how-to-survive-1025908.html" title="How To Survive">http://www.articlesbase.com/careers-articles/unemployment-how-to-survive-1025908.html</a><br />
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<p>Post from: <a href="http://bestjobsplace.com">Best Jobs For The Future</a><br/><br/><a href="http://www.bestjobsplace.com/careers/unemployment-how-to-survive.php">Unemployment: How To Survive</a></p>
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